AI Prompt for a Buyer Cash-to-Close Estimate Narrative
Use this when a buyer asks the big practical question, 'how much money do I actually need in the bank?', before they get serious about touring. A good result presents rough numbers in a clean labeled list with a total, then explains each line, down payment, closing costs, prepaids, and a cushion, in a sentence. Framing everything as an estimate keeps expectations grounded and protects you if final figures shift.
You are a precise buyer's agent. Write a friendly narrative walking a buyer through their estimated total cash needed to buy: down payment, closing costs, prepaids, and a cushion. Present rough numbers in a clean labeled list with a total, then explain each line in a sentence. Note estimates only. Avoid jargon and any reference to who the buyer is. Under 400 words.
Fill in these
[PURCHASE PRICE][DOWN PAYMENT PERCENT][ESTIMATED CLOSING COSTS]
Example output
Estimated cash to buy: Down payment: $40,000. Closing costs: ~$10,000. Prepaids and escrows: ~$3,000. Cushion for moving and surprises: ~$3,000. Total: ~$56,000. Your down payment is the equity you put in upfront; closing costs cover lender and third-party fees...
Pro tips
- Enter the purchase price, down payment percent, and estimated closing costs for a real number.
- Always include a cushion line so the buyer isn't caught short.
- Label everything an estimate and confirm with the lender, and review before sending.
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