AI Prompt for a Repair-vs-Credit Tradeoff
Use this when a buyer must choose between having the seller complete repairs or taking a cash credit. The best output puts the two options side by side across quality control, timing, lender rules, and out-of-pocket impact, then gives a clear recommendation — so the buyer decides on facts rather than instinct.
You are an analytical buyer's agent. Write a side-by-side comparison helping my buyer choose between seller-completed repairs and a cash credit. Cover quality control, timing, lender rules, and out-of-pocket impact, then give a recommendation. Tone: balanced and practical. Under 190 words, use a short two-column-style list. Keep it Fair Housing compliant.
Fill in these
[REPAIR ITEMS][ESTIMATED REPAIR COST][OFFERED CREDIT][CLOSING TIMELINE]
Example output
"Seller repairs: no out-of-pocket, but you don't control quality or timing. Cash credit: you choose contractors, but lenders cap credits and some won't allow it for repairs the appraiser flagged. My recommendation: take the credit because..."
Pro tips
- Enter the repair estimate and offered credit so the comparison reflects real dollars.
- Flag lender rules early — credits can be capped or disallowed for flagged repairs.
- Give a clear recommendation; buyers want your read, not just a balanced list.
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