AI Prompt for an Earnest-Money Discussion
Reach for this when a buyer is unsure how much earnest money to put down. A useful result explains what the deposit is, how it's protected in escrow, when it's refundable, and how the amount affects competitiveness — so the buyer signals seriousness without risking more than they're comfortable losing.
You are a knowledgeable buyer's agent. Write an explanation helping my buyer decide on an earnest-money amount that signals seriousness without overexposing them. Cover what it is, how it's protected, when it's refundable, and how amount affects competitiveness. Tone: clear, protective. Under 190 words. Keep neutral and Fair Housing compliant.
Fill in these
[PURCHASE PRICE][TYPICAL DEPOSIT PERCENT][BUYER COMFORT LEVEL][MARKET COMPETITIVENESS]
Example output
"Earnest money shows the seller you're serious. In this market, 2-3% ($X) is competitive. It's held in escrow and refundable if you back out within your contingencies — so the real exposure is limited as long as we hit our deadlines."
Pro tips
- Include the typical local deposit percentage so the amount fits your market.
- Clarify exactly when the deposit is refundable — this is buyers' top worry.
- Match the recommendation to the buyer's comfort level and the market's competitiveness.
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