AI Prompt for Closing-Cost Negotiation
Use this when closing costs become a sticking point and you need to propose a fair split between buyer and seller. The best output itemizes which fees are actually negotiable, proposes a clear allocation, and shows the net effect for each party — keeping the conversation organized and transparent so neither side feels nickel-and-dimed.
You are a detail-oriented agent. Write a negotiation script to split or shift specific closing costs between buyer and seller. Itemize negotiable fees, propose a fair allocation, and explain the net effect for each side. Tone: fair, transparent, organized. Under 190 words, formatted as a short list. Keep all language neutral and compliant.
Fill in these
[PURCHASE PRICE][NEGOTIABLE FEES][PROPOSED SPLIT][CLOSING DATE]
Example output
"Negotiable items: title policy, transfer tax, HOA transfer fee. Proposed split: seller covers title and transfer tax, buyer covers HOA fee. Net effect: seller nets $X, buyer's cash-to-close drops by $Y."
Pro tips
- Itemize only genuinely negotiable fees — proposing fixed costs erodes your credibility.
- Show each side's net effect so the split reads as fair, not one-sided.
- Keep the language neutral and compliant throughout.
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